Gene Jolley - Personal Website

People are hurting! Even those with good paying jobs are struggling. Many people have stopped contributing to their 401k, even those with a employer match. Before summer is over 401k loans will be the norm not the exception.

With high FUEL cost and every DAY COST going up, people are finding it harder and hard to make ends meet. We will show you how to save your hard earned money. IT is not going to get easier to make ends meet by spending on credit cards.

If you can't afford to pay cash for every day items then something has to change! We teach a very livable system to provide financial freedom - eliminate debt and live a fullfilling life. Start today for a better tomorrow.

Credit Card Debt has a stranglehold on America. In days gone by when a child wanted something he/she would tell mommy to write a check to get what they wanted , today credit cards are the norm. Buying on credit cards is like writing a check with nothing in the bank to back it up. Credit cards charge up to 24% in interest. Get out of credit card debt today. I will show you how.

Debt consolidation is one way to eliminate debt. In my financial freedom seminar I show you an easyier way out of debt then with debt consolidation. With debt consolidation you only stay in debt longer and often end up spending more. You need to change your spending habits in order to have financial freedom.

401k - retirement planning - IRAs, The younger generation (MY Generation) have not been taught how to invest! This is a crime, spending money without thinking about tomorrow. I want to help, help people see the need to plan for their retirement. It takes less then you think but you have to start today. Invest wisely for the long haul is smart retirement planning. Yes I show you how in my financial freedom seminars.

Where do the Banks and Insurance Companies invest your money that they give you next to nothing in interest on? The STOCK MARKET! It comes down to education, they think that you can't invest for yourself so you get what they give you. Learn to invest in the stock market for a better life.

This is my debt software you can download a free demo from the rapid debt reducer website. Eliminating debt is easy with a debt payoff plan from the Rapid Debt Reducer PC software

Listen - someone has to help people see what debt is doing to them. Debt robs people of their joy and when they are stressed about their finances make it harder to give.

I will visit your organization, company, school, or congregation and teach your members how to have financial freedom and a better future.

Financial Freedom Seminars We present to your group Our Financial Freedom Seminars teach you in just a few hours how to make the rest of your life better, happier and a lot less stressful. You'll learn how to break through the financial cycle weighing down most Americans. I will come to your location and present to your audience, and all participants receive the How Money Works workbook. Great for employers, civic organizations, schools, youth organizations, and religious settings!

"Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending" --- Carl Bard

Please consider what your future will be like after years of monthly payments? Will you have enough to retire? Will you look back on life and say that you did your best with what you had? Don't let debt control your life...enjoy life instead.

If you could save 57,949.27 with out spending any more then are right now, would you? One real life example:

	Paying Minimum Payments			Using RDR Method
Debt Name	Principle	Interest	Time	Interest	Time
Visa	6,000.00	36758.55	63.8yrs	6577.87	4.9yrs
MasterCard	11000.00	22879.73	36.11yrs	7069.09	4.6yrs
Gold Card	15000.00	9859.70	27.9yrs	3841.46	4.3yrs
Line of Credit	9000.00	8495.90	19.3yrs	3503.12	3.9yrs
Discover	5000.00	1816.47	12.1yrs	880.98	3.4yrs
Car	16980.00	2100.26	3.11yrs	2088.82	3.9yrs
Total	$62,980.00	$81,910.61		$23,961.34
Summary
	Paying Minimum Payments		Using RDR Method
Interest Paid	$ 81,910.61		$ 23,961.34
Total Payments	$ 144,890.61		$ 86,941.34
Time Required	63Yrs 8Mo		4Yrs 9Mo
Debt Free	Dec 2070		Jan 2012
Money Saved			$ 57,949.27
Time Saved			58Yrs 11Mo

It is the manner in which these debts are paid each month that makes the difference. This is not debt consolidation or debt settlement, no loans, no monthly fees. You can do it. Free Demo and View 3 steps to Financial Freedom

Let us help you Live Life Abundantly... Debt Free

Debt Stacking Debt Stacking is the most powerful method in the world to getting out of debt, next to winning the Lottery.  Debt Stacking gives you the tools to

have debt freedom in half the time.

Predatory lending - A recent article explains how some lenders are reaping up to a staggering 104.3% on cash advances. This is predatory leading in America!

Learn how smoking just one pack of day will cost $408,480.32 in retirement savings

Will you have enough to retire? Defining a retirement plan. A retirement plan is essentially a plan that prepares you for retirement.